There are so many changes happening around us that being adaptable is something that has to be second nature to us. Changes in technology, how we work, how we communicate as well as the economy means that we have to become as fluid as our environment.

Getting our finances to flow with this change, we need our money management to be flexible.
The best way to improve flexibility is through exercise. So how do you get financially fit?

Yoga your mind

Modify your approach and develop your own mantra

Yoga focuses mainly on building mental strength and focus. We need to strengthen our minds about how we manage our money. Money should never define us – we define who we are. Focus on setting goals, monthly budgets and understanding how you can start to control your money instead of it controlling you. Striving for your own happiness is all about creating your own success. Be centered and more self-focused about what you want out of your life.

Pilates your savings

How solid is your core?

Pilates focuses on developing core strength and stability. In money terms, this stability is your savings. Having that safety net for when things change will give you flexibility to adapt when times get tough. Savings helps to give you a sense of security for when that rainy day comes along with those unexpected expenses. The best time to start saving is now – it does not matter how much you start with.

Cardio your budget

Get to the finish line

Luckily you don’t need to run a marathon, but can your money last you the month? That is the money marathon. Take control. Plan how you are going to spend your money. Know where your money is going and when change happens, you can adapt the plan. By planning your money with your budget, you can make sure that you make it to the month-end finish line.

Stay in your weight class

You can’t lift more that your capability, so why spend more than you earn? Getting into debt that you can’t afford is like trying to bench press 140kg when you only weigh 50kg. The strain and potential damage to your muscles is exactly the same as the strain and damage that you can cause to your finances. If your cost of living or circumstances change, you don’t want to be committed to big debts. That strain can cause real pain.
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Remember that being adaptable is all about staying current (knowing where your money is going), thinking ahead (budgeting) and being resourceful (savings).

Be financially savvy. You can do it.

Find out more about becoming financially savvy with Money Wit

Author Nola Rae